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Where the customer always comes first

Our areas of specialty include:

  • Guaranteed income using fixed annuities*
  • Growth best industry practices to increase your net worth and fight inflation
  • Opening new IRA accounts
  • 403b/401k rollovers into either growth, conservative or managed accounts
  • Roth conversions. The do' and don'ts of tax free income
  • Transforming Social Security** into a winning retirement Strategy while reducing taxes***
  • Income best industry practices for lifetime income guard against market declines.

*Fixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.

**Not associated with or endorsed by the Social Security Administration or any other government agency.

***Pursuant to requirements imposed by the Internal Revenue Service, any tax advice contained in this communication (including any attachments) is not intended to be used, and cannot be used, for purposes of avoiding penalties imposed under the United States Internal Revenue Code or promoting, marketing or recommending to another person any tax-related matter.  Please contact us if you wish to have formal written advice on this matter.